Australian Retirement Trust Superannuation Review – Forbes Advisor Australia

The Australian Retirement Trust is an industry superfund created in 2022 through the merger of Sunsuper and Q Super. The fund currently manages his $200 billion in retirement savings for more than two million members, and such members have access to his My Super, named QSuper Lifetime, the name of the latter superfund. We offer products.

At the time of this writing, the Q Super Lifetime product is only available to Queensland Government employers, their spouses and dependents. However, Australian retirement trusts are considered open superfunds by the ATO. This means that the general public has access to its services and offerings (which could ultimately be the case with Q Super Lifetime offerings).

The Australian Retirement Trust explains the relationship between brands and their website offerings:

“Following the merger, all members of Sunsuper and QSuper are now part of the Australian Retirement Trust and all Australians are eligible to participate in the Australian Retirement Trust. It is part of the Australian Retirement Trust, which is dedicated to providing superannuation products and services to and to their families.”


The annual maintenance fee for members of the Australian Retirement Trust’s QSuper Lifetime product is $425. This fee is based on a $50,000 balance and covers administration fees and expenses, investment fees and expenses, and transaction costs.

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